• Anytime
    Application Deadline
  • 49 days
    Duration
EdX is an online learning platform trusted by over 12 million users offering the Banking and Financial Intermediation - Concepts, Risks, Capital and Regulation Certificate in collaboration with Indian Institute of Management, Bangalore - IIMBx. Learn about banking and financial intermediation as well as credit, operational, off-balance sheet, liquidity & solvency risks and Basel guidelines.

About

The Banking and Financial Intermediation - Concepts, Risks, Capital and Regulation Certificate from EdX is offered in partnership with Indian Institute of Management, Bangalore - IIMBx and is part of the Professional Certificate Risk Management in Banking and Financial Markets.

Education

This course, part of the Professional Certificate Program ‘Risk Management in Banking and Financial Markets’, will help you understand the theories and the macroeconomic context governing banking and financial intermediation as well as measures to manage credit risk, off-balance sheet risk, operational risk, liquidity risk and solvency risk, including Basel guidelines on capital adequacy.

Banks and other financial intermediaries make up a large part of the ‘ecosystem’ that channelizes money from those who have it (i.e. savers/investors) to those who need it (i.e. borrowers). Central Banks in most countries also use that ecosystem to effectively manage money supply (liquidity) and to safeguard the stability of the financial system. 

This course will look at the products and services offered by banks and financial intermediaries and the significant complexities and risks they encounter in conducting their business in a globally interconnected world. 

It will address in detail the embedded risks in banking and financial intermediation such as credit risk, off-balance sheet risk, operational risk, liquidity risk, solvency risk, etc., and how these risks are identified, measured and managed, using several risk mitigation techniques and regulatory mechanisms.

Detailed Programme Facts

  • Deadline and start date A student can apply at any time for this programme, there is no deadline.
  • Programme intensity Part-time
    • Average part-time duration 49 days
    • Part-time variant
      Flexible
    • Duration description

      7 weeks

      3 to 4 hours per week

  • Languages
    • English
  • Delivery mode
    Online
    • Time flexibility
      Self-paced
  • More information Go to the programme website

Programme Structure

What you'll learnIn this course you will learn:
  • The role of banking and financial intermediation in any economy
  • The theories and the macro-economic context governing banking and financial intermediation
  • The processes, functions, advantages and drawbacks of banking and financial intermediation
  • The various types of lending and investing activities undertaken by banks and financial intermediaries and the nature of collaterals/securities used
  • The need for and the role of non-fund based business, the products and services that comprise these non-fund based services and how and why are they accounted as ‘Contingent Liabilities’
The heightened level of embedded risks in banking and financial intermediation in globally interconnected financial systems, including:
  • Credit risk
  • Off-balance sheet risk
  • Operational risk
  • Liquidity risk
  • Solvency risk

English Language Requirements

This programme may require students to demonstrate proficiency in English.

General Requirements

Prerequisites
  • Basic knowledge of statistics, mathematics and familiarity with finance concepts.

Tuition Fee

  • International

    99 USD/full
    Tuition Fee
    Based on the original amount of 99 USD for the full programme and a duration of 49 days.
  • National

    99 USD/full
    Tuition Fee
    Based on the original amount of 99 USD for the full programme and a duration of 49 days.
We've labeled the tuition fee that applies to you because we think you are from and prefer over other currencies.
5% discount coupon: Z7LZNQ4TN3B2JTWU valid for any free course + certificate upgrade

Funding

Check the programme website for information about funding options.

Studyportals Tip: Students can search online for independent or external scholarships that can help fund their studies. Check the scholarships to see whether you are eligible to apply. Many scholarships are either merit-based or needs-based.

The Global Study Awards: get funded with up to £10,000 to study abroad

Together with the ISIC Association and British Council IELTS, Studyportals offers you the chance to receive up to £10000 to expand your horizon and study abroad. We want to ultimately encourage you to study abroad in order to experience and explore new countries, cultures and languages.

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