Certified Expert in SME Finance, Certificate | Part time online | Frankfurt School of Finance and Management | Germany
6 months
Duration
1550 EUR/full
1550 EUR/full
Unknown
Tuition fee
Unknown
Unknown
Unknown
Apply date
Unknown
Start date

About

This online Certified Expert in SME Finance course at Frankfurt School of Finance and Management, which is based on Frankfurt School’s broad experience in practical project work and theoretical business school education programs, is tailored to the needs of mid-level managers and loan officers active or interested in SME Finance.

Visit the Visit programme website for more information

Overview

Key facts

The goal of the Certified Expert in SME Finance course at Frankfurt School of Finance and Management is to support financial institutions in developing and transition countries establish good practices in Micro and SME finance. 

Small and medium-sized enterprises (SMEs) are important engines of growth, jobs and social cohesion. However, the creation, survival and growth of SMEs is often hampered by access to finance. Thus, access to SME finance has become a key priority in developing and transition countries. Since the early nineties, Frankfurt School of Finance & Management is combining advisory work, training, and policy advice with applied research. 

Education

The introduction to the course starts with positioning SME Finance compared to other client segments, e.g. corporate clients or retail clients. The learning goal of the course is to explain the main SME Finance principles, mainly focusing on credit risk analysis, the lending decision process and appropriate risk-taking intermediation as well as customer relationship management.

SME businesses face a number of specific risks in their business but SME lending is a profitable business for many MFIs and banks that use the right methodology –cash flow based lending- and appropriate decision making tools.

Understanding the challenges that small and medium business owners are facing is fundamental to the provision of excellent service and achieving good credit decisions.

The course follows the below listed basic logics and assumptions on SME Finance:

  • SMEs require specific financial services and products according to their comparably small size and often limited scope.
  • SMEs sometimes operate in informal or semi-formal environments; access to reliable (or even audited) financial data is therefore often limited.
  • Since audited financial statements and sound business planning may not be available, the financial institution has to analyze the situation of the client carefully and verify verbal or internal statements.
  • Once data is gathered and verified, lending decisions can be taken based on financial considerations and depending on risk appetite.

Programme Structure

Courses include: 

  • SME Credit Analysis - Collecting and Understanding Information
  • SME Credit Analysis - Verifying Information
  • SME Credit Analysis - Financial Analysis
  • SME Credit Analysis - Cash Flow Analysis
  • Loan Portfolio Management and Monitoring

Key information

Duration

  • Part-time
    • 6 months
    • Flexible

Start dates & application deadlines

More details

Early Bird

  • For September -  by Jul. 15
  • For March - by Jan. 15

Language

English, French

Delivered

Online

Academic requirements

We are not aware of any specific GRE, GMAT or GPA grading score requirements for this programme.

English requirements

We are not aware of any English requirements for this programme.

Other requirements

General requirements

  • Mid-management of financial institutions working with SME Finance
  • Operational staff within financial institutions working with SME Finance
  • Top management of financial institutions wanting to enter SME Finance
  • Staff of regulators, policy makers, donors and other SME Finance related institutions
  • Staff of SME associations
  • Consultants, students and other individuals interested in SME Finance

Tuition Fee

To always see correct tuition fees
  • International

    1550 EUR/full
    Tuition Fee
    Based on the tuition of 1550 EUR for the full programme during 6 months.
  • EU/EEA

    1550 EUR/full
    Tuition Fee
    Based on the tuition of 1550 EUR for the full programme during 6 months.
  • Early Bird Fee: EUR 1,350 (by July 15)

Funding

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Certified Expert in SME Finance
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